Life Insurance We are a Member Firm of PartnersFinancial, a selective membership organization within NFP, an independent distributor of insurance, benefits and wealth management services. PartnersFinancial partners with a selective group of insurance carriers, our “core carriers”, giving us access to the most competitive resources and innovative solutions in the country. One of the many advantages this relationship brings is the creation of dedicated resource units (DRUs). Having these customized resources gives us a direct voice in the development of products and resources best suited for you. Our core carriers’ tax, legal and plan design experts develop strategies to help make informed decisions for you about what products to purchase. Member Firms also have access to experts in estate and charitable tax planning, giving you. To help you choose a suitable life insurance solution, PartnersFinancial provides user-friendly decision analysis tools, such as its proprietary Life Insurance Design Questionnaire, offering you a clear understanding of how particular policies work. Other proprietary resources, such as an Underwriting Advocate and specialized technology, help provide for competitive pricing. The Underwriting Advocate can negotiate competitive underwriting offers. Your application is evaluated based on your unique medical situations rather than how you may fit into a statistical model.